If you know the balance and rational calculation are owning 1 or even 2 apartments are feasible with many young families .

1. Hoa 's chauffeur Leader of a private hospital in Saigon . His work and the shuttle driver was patient , transfer of medical professionals and carrying his family when the hostess . As Team Leader , Do and more are 500,000 / month for coordinating the vehicle . His salary oscillate about 6.5 million / month .

Hoa married 5 years ago . His wife work together in the hospital , the head nurse . Because professional work featured, along with monies directly night , should wife Hoa higher income spouse . Each month , the wife Hoa , about 15 million.

Hoa couple had a son , but because both spouses work should send their children busy in the countryside by his grandparents as Dum . Just a week , 2 runs couple of Dong Thap motorcycle visitation .

Hoa told, even missed his son but because of work lu bu no one considered the baby is. Send public kindergartens in the city, no one recognized by no household; send private kindergartens, apart from not trust the quality of nurses parenting and teacher, also taking into account the relatively high tuition fees.

Furthermore, the inn's spacious spouses Hoa what not. Living in the hot room, cramped him, then how can kids be comfortable.

Count to count backward, boys in the countryside with his grandparents is the best thing, to have a peaceful childhood with water plants. Upcoming attend class A, shall also remain in the village for peace of mind. In her family's primary teachers, will know how to guide the baby. Hoa said the couple, must have been to high school, the boys put up a new city.

Because such circumstances , should the couple husband and wife Hoa almost like son . The couple planned to save money at the maximum , the entire monthly pay out 10 million, including a lot of accounts : Money Accommodation , food, gasoline , cash contributions for grandparents raising children . The remaining savings bank to stay .

After 5 years to accumulate , the Hoa spouses have in hand more than 600 million. 3 months ago , the couple made ​​a very bold decision : buy 1 at 2 apartment immediately . One for living, one for investment. How about buying as long as he only has the money ? The new generation was worth a story I wrote in this column .

2. The first, the couple rented apartments Hoa in 49 years of a project near the workplace. The apartment is very small, approximately 40 m2, but the most acceptable price, only 340 million.

49 years is a long time, if not to say is too long. There are more comfortable accommodation, not take care of the house is in a stable home owners reclaim as before. Moreover, the amount 3 million for the previous tenant from worry, added to the accumulated amount.

The remaining amount, the couple bought the apartment in the district of Hoa 2 has more than 800 million. This is a project supported apartment 30.000 billion loan package. Profile of the couple has been approved, prepare disbursement. They may borrow up to 80% of the money to buy an apartment for a period of 15 years. Apparently the couple next month Hoa will pay principal and interest is approximately 6 million and outstanding will be reduced.

For that calculation, the couple Hoa buy two apartments at once con- coil. Listen Hoa explained, new people in Saudi understanding. Hoa expected to last to the time of delivery of apartments in District 2, he will lease his apartment, took the money to pay the bank. When collect enough money, he will finalize this debt early and sold for profit. Or so be leasing, bank loans in descending then no right to think at all.

In terms of youth on social networks, so decided to go!

 

Back Go top

News other